Discussing the Bankruptcy with Miss Piggy
During the six months prior to my bankruptcy work life and home life was extremely difficult. There were constant battles at work to recover the business, continuous hounding from the creditors and because much of my time was devoted to the business my relationship with Miss Piggy suffered.
Discussing this financial predicament with Miss Piggy was obviously going to be a difficult task. After all - she didn't contribute to the problem yet was going to suffer the adverse effects of bankruptcy with me! I was just going to add more weight to her already existing problems. None the less bankruptcy and bankruptcy alternatives were topics we couldn't avoid.
Considering the circumstances she coped well. There were no surprises to her regarding my financial position but the sounds of bankruptcy were ever more a daunting realisation. I didn't really know how she would react due to the stigma that has been placed on bankruptcy in the past.
It's fair to say that at times our discussions were heated and due to the sheer nature of bankruptcy they did not take place over night. There would be times when a television advert or some news from me would prompt a discussion.
I often found that the subject would be the cause of much unhappiness during the time leading up to the bankruptcy. When you think about it money is everywhere - whether you are in the shop buying a paper or a friend is talking about the fantastic holiday they recently booked. There is always a topic to trigger emotion. Sometimes it would be fine and other times, out of the blue, a conversation would blow into an argument just because of money! What else could I expect though? I was unemployed, going through bankruptcy and Miss Piggy was on the receiving end too.
Dealing with the emotional effects was not something I could read on a website or speak to a debt advice centre about. Armed with knowledge though I was at least able to satisfy Miss Piggy's queries and curiosity. This often helped in addressing her concerns and dealing with difficult situations where panic arose.
As discussions took place it became apparent that the main concerns for Miss Piggy were:
Whilst researching the effects of bankruptcy I ensured I addressed these concerns, as it was essential that I had Miss Piggy's support. For me, a life changing experience such as bankruptcy required a team effort if our relationship was to survive. After all it does impact her life too.
Effects of Bankruptcy
Discussing this financial predicament with Miss Piggy was obviously going to be a difficult task. After all - she didn't contribute to the problem yet was going to suffer the adverse effects of bankruptcy with me! I was just going to add more weight to her already existing problems. None the less bankruptcy and bankruptcy alternatives were topics we couldn't avoid.
Considering the circumstances she coped well. There were no surprises to her regarding my financial position but the sounds of bankruptcy were ever more a daunting realisation. I didn't really know how she would react due to the stigma that has been placed on bankruptcy in the past.
It's fair to say that at times our discussions were heated and due to the sheer nature of bankruptcy they did not take place over night. There would be times when a television advert or some news from me would prompt a discussion.
I often found that the subject would be the cause of much unhappiness during the time leading up to the bankruptcy. When you think about it money is everywhere - whether you are in the shop buying a paper or a friend is talking about the fantastic holiday they recently booked. There is always a topic to trigger emotion. Sometimes it would be fine and other times, out of the blue, a conversation would blow into an argument just because of money! What else could I expect though? I was unemployed, going through bankruptcy and Miss Piggy was on the receiving end too.
Dealing with the emotional effects was not something I could read on a website or speak to a debt advice centre about. Armed with knowledge though I was at least able to satisfy Miss Piggy's queries and curiosity. This often helped in addressing her concerns and dealing with difficult situations where panic arose.
As discussions took place it became apparent that the main concerns for Miss Piggy were:
- The uncertainty of our plans for the forthcoming years - Would we be able to get a mortgage? Would we be able to afford marriage and children any time soon?
- Her credit rating - would it be affected?
- Uncertainty about our lifestyle for the next couple of years. Would we have a social life? Would we be able to go on holidays? After all we are both in our mid to late twenties.
- How long will the bankruptcy and its effects last and what happens after?
Whilst researching the effects of bankruptcy I ensured I addressed these concerns, as it was essential that I had Miss Piggy's support. For me, a life changing experience such as bankruptcy required a team effort if our relationship was to survive. After all it does impact her life too.
Effects of Bankruptcy
You may also like to view my bankruptcy website.
If you have any questions regarding my experience then please feel free to E-Mail me.
posted by Piggy Bankrupt at
11:44 AM
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